ConsumerCar LoansFixed – New Cars, Trucks or Vans – as low as4.25 % APR 3Fixed – Used Cars, Trucks or Vans – as low as4.75 % APR 3The rate you pay will be based on your credit history.Watercraft Loans (90% financing)Fixed – New and Used – as low as7.00 % APR 3The rate you pay will be based on your credit history.RV Loans (85% financing)Fixed – New and Used – as low as7.00 % APR 3The rate you pay will be based on your credit history.Motorcycle Loans (90% financing)Fixed – New and Used – as low as7.00 % APR 3The rate you pay will be based on your credit history.Harley Davidson Motorcycle Loans (105% financing)Fixed – New as low as4.25 % APR 3Fixed – Used as low as4.75 % APR 3The rate you pay will be based on your credit history.Computer Technology ($2500.00 Max)Fixed – 18 Months10.00 % APR 5Fixed – 24 Months12.00 % APR 5
OtherOther LoansFixed – Signature – as low as10.60 % APR 3The rate you pay will be based on your credit history.Fixed – Certificate SecuredCertificate Rate +3.00% % APR 5Variable – Share SecuredShare Rate + 3.00% % APR 4
MortgagesFirst MortgagesCall 813-837-2451 (Hillsborough), 727-791-4206 (Pinellas), 727-376-0300 (Pasco) ext. 1020 for current rates.Home Equity LoansVariable (No Closing Costs)4.00 % APR 6
DividendsSavings, Christmas, Vacation, College Accounts$5 minimum deposit1.00 % APY 1IRA SavingsNo minimum deposit1.25 % APY 1Get Fit AccountThe minimum amount to open the account is $5. $400 is the maximum initial deposit. Minimum monthly deposit is $20, maximum is $400.2.00 % APY 1Money MarketBalance of $1,000 to $9999.991.10 % APY 7Balance of $10,000 to $24,999.991.20 % APY 7Balance of $25,000 to $49,999.991.35 % APY 7Balance of $50,000 and up1.50 % APY 7Checking AccountsNo Minimum DepositNon-Dividend BearingCertificate Accounts$500 minimum depositRegular % APY 26 – 11 months1.40 % APY 212 – 17 months1.95 % APY 218 – 23 months2.15 % APY 224 – 29 months2.65 % APY 230 months3.00 % APY 23 years3.45 % APY 24 years3.55 % APY 25 years3.95 % APY 2
1. Annual Percentage Yield. APY accurate as of 09/01/03. Subject to change without notice. Fees could reduce earnings on account.
2. Annual Percentage Yield. APY accurate as of 11/26/03. Subject to change without notice. Fees could reduce earnings on account. Penalty will be imposed for early withdrawals.
3. Annual Percentage Rate. Rates subject to change. The rate you pay will be based on your credit history. Rates effective 12/01/03.
4. Annual Percentage Rate. Rates subject to change without notice. Payment will not change if rate increases or decreases, instead, approximate term of loan will adjust.
5. Annual Percentage Rate. Fixed Rate. Rates subject to change without notice. Rates effective 09/01/03.
6. Annual Percentage Rate. The rate is a variable rate adjusted to the Prime Rate every six months based on the Wall Street Journal’s Prime Rate. As of 6/30/03, the Prime Rate was 4.00%. Maximum APR is 18%. Adequate property and flood insurance is required. A home equity line of credit is only available to members in an owner-occupied residence in Hillsborough, Pinellas, Pasco, Manatee, Polk, Hernando, Citrus, and Sarasota counties. Since our line is secured by the equity in your home, the interest you pay may be tax deductible (consult your tax advisor).
7. Annual Percentage Yield. APY accurate as of 09/01/03. Subject to change without notice. This is a tiered account. $1000 minimum deposit required.
